Monday, December 17, 2007


Financial health

This is the time for spending! Just kidding, but barely. If you live anywhere in the Western world, you are being bombarded with invitations to spend. And spend you do. Regular folks - not the rich and famous - spend thousands of dollars on credit, that they take the following twelve months to repay. Big stores now use the "this is the time for giving" as in giving to the less fortunate - as their marketing ploy to get people feel good about spending more. If you have a pet, you will be made to feel a better owner if you also give to your pet, so " the dear little one will feel part of the celebrations".

Don't get me wrong, I am no Scrooge. However, if you fall for the commercialism of the Season at the expense of your retirement fund, your kids' college education or if you have to borrow to spend, or even worse, if you take food money, then you have become a victim of the very powerful marketing machine. But a victim you do not have to remain. The moment you become aware, are honest with yourself and decide to take action, you become free.

Instead of spending big money, try to see what activity you can plan with your loved ones. Depending on the age of your kids, plan a day skating, or a visit to the Wave Pool, a couple of hours at the Mud Oven (where you can each paint a piece that is then fired in their oven). Let your imagination run free - litterally!

Wishing you a good pre-Christmas week

Marguerite Tennier, M.A.

Coming soon:

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